First Bank of San Luis Obispo

Loan Links Auto and Boat Loans

Ready Money^SM Lines of Credit & Overdraft Protection

Ready Equity^SM Home Equity Lines of Credit

Ready Equity^SM Home Equity Loans

Executive Line of Credit

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Auto Loan Calculator

Enjoy the convenience of our quick decisions. With a pre-approved loan in hand before you get to the dealer's showroom, you'll have more buying power to get the best deal possible.

We offer late model used car rates as low as new car rates
Finance a lease buy-out with rates as low as new car rates

Information You'll Need to Apply:
Prior to filling out the application you may want to have some personal information handy:

Purchase price of vehicle
Amount of your down payment, if any
Social security number, or tax ID
Monthly income
Outstanding loans and credit cards, including balances and monthly payments

At this time loans are available to residents of Santa Barbara, Ventura, San Luis Obispo, San Benito, Monterey, Santa Clara County.

Married persons may apply for individual credit.

If you are applying with more than one co-applicant, please call: 1-866-234-9181.

Confidential, no obligation.

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Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, Pacific Capital Bank, and First Bank of San Luis Obispo are divisions of Pacific Capital Bank, N.A., member FDIC.

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