First Bank of San Luis Obispo
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Our team of financing experts includes real estate professionals with decades of local area experience. We offer a full range of acquisition and development loans, construction loans, and permanent loans with features that include:
  • Construction loans structured to fit the particular transaction, with terms covering the project from pre-development through disposition.
  • Permanent loans with terms as long as 10 years, generally amortized over 25 years, and with pricing that can be fixed for as long as 5 years through interest rate risk protection products including swaps, caps, collars, etc., to manage your interest rate risk.
Types of real estate projects that are financed include:
  • Housing Tracts
  • Apartments
  • Owner-occupied Commercial Real Estate
  • Investor-owned Commercial Real Estate
  • Special Purpose Properties
Contact

To get started or to find out more about Commercial Real Estate, please contact the Construction Loan Department at (805) 783-5132.

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Santa Barbara Bank & Trust, First National Bank of Central California, South Valley National Bank, San Benito Bank, Pacific Capital Bank, and First Bank of San Luis Obispo are divisions of Pacific Capital Bank, N.A., member FDIC.

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