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| More FBSLO Links | Community Reinvestment Act | ||||||||||
Pacific Capital Bancorp
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The Community Reinvestment Act ("CRA") was enacted in 1977. The legislative intent behind the Act was to encourage an insured depository institution to meet the credit needs of its entire community, including consumer and commercial credit needs, with a special emphasis on real estate lending activities and the needs of low and moderate income ("LMI") neighborhoods, consistent with the safe and sound operation of the institution. Our Bank strongly supports, and hereby reaffirms, the goal of meeting the credit needs of the communities it serves, including LMI neighborhoods. CRA is an integral component of the Bank's planning process and sound business practices. Our Bank believes that helping its neighbors build a better way of life through its loan and deposit services is simply good business. The Bank is proud of the fact that its lending programs, deposit and savings products, and other financial services have enabled its neighbors to purchase businesses, build financial security and enjoy their retirement years. The following document is First Bank of San Luis Obispo's most recent Performance Evaluation.  Download the Report (240KB) |
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| Santa Barbara Bank & Trust,
First National Bank of Central California,
South Valley National Bank,
San Benito Bank,
Pacific Capital Bank,
and First Bank of San Luis Obispo
are divisions of Pacific Capital Bank, N.A., member FDIC.
© - Pacific Capital Bank, N.A. All rights reserved. | |||||||||||
